Liability Insurance

Energy Medicine Professional Insurance - EMPI -

The liability insurance program offered through Energy Medicine Professional Insurance (EMPI) has been specifically tailored for Energy Medicine students, practitioners and instructors.

Healing Touch Professional Association was the instigator and champion for EMPI being created and an inexpensive liability policy offering that fits the needs of the Healing Touch Community. Other Energy Medicine modalities are covered as well. This allows you to be covered for the other modalities you practice as well. Click here to view other covered modalities.

Obtaining this coverage through EMPI assures you that you will receive excellent service by professional staff that are informed and understand your professional needs. In addition both EMPI and HTPA advocate for you while they stay at the forefront of our rapidly growing profession. They bring you tips and updates on safe practice, as well as offering expanding business resources and support. HTPA’s goal is to provide the liability insurance you need as your professional practice evolves.

Liability insurance:

  • Pays for accidents that cause injury to your clients such as slip and fall
  • Pays for negligence due to misconduct or lack of skills
  • Protects you from suits involving libel, slander or invasion of privacy
  • Covers claims made against you for damage or injury resulting from a product you used on a client
  • Covers damage to your rented work space
  • Covers legal defense cost if you are sued
  • Fulfills your professional responsibility to your client

Three Insurance Levels Offered and Cost:

Annual HTPA Membership is required.

Student Member Liability ($125 annually)
Coverage is for Healing Touch (and/or other modalities listed) students, that practice part time up to 6 hours per week. The cost is $125 annually (HTPA Membership required).

Practitioner Member Liability ($150 annually)
Coverage is for Healing Touch Practitioner (HTP) completed Level 5, Healing Touch Certified Practitioners (HTCP) and practitioners of other modalities listed. This covers full-time practice. The cost is $150 annually (HTPA Membership required).

Instructor Member Liability ($250 annually)
Coverage includes teaching classes from 10 to 99 students per class. The cost is $250 annually and includes the Practitioner Member cost. (HTPA Membership required)

This is an annual policy that renews every year on April 1st. Your premium is prorated based on the month you enroll. Coverage renews for a full year each April 1st.



Click here to view prorated premiums and eligibility coverage information.

Click here to add an Additional Insured to your existing policy.