Healing Touch Professional Association

Professional Liability and General Liability Insurance Now Available Directly through HTPA!

Do I need to have Liability Insurance for my Healing Touch (or Energy Medicine) Practice?

This is a question you need to be asking yourself if you are seeing clients -- as a student, a practitioner with a private practice,an instructor, or a volunteer.

In the field of Energy Medicine the likelihood of having a claim is rare due to the non-invasive nature of our practice and the fact that we do not medically diagnose or prescribe to our clients. Because of this, the annual cost of coverage for liability insurance is quite low - starting at $215 for students and $240 for practitioners. Read More

Current Healing Touch Professional Association Membership is required to participate in the HTPA Liability Insurance Program (click here to view and print insurance application). Liability insurance available for U.S. residence only at this time.

Why Choose the Liability Insurance Program Offered through HTPA?

HTPA Member Liability Insurance Program has been specifically tailored for Healing Touch practitioners and instructors, including other related modalities (click here to view modalities covered).

As a Healing Touch practitioner, instructor, energy healer and/or other related health care provider you are exposed to the risk of having a claim (justified or not) filed against you by a dissatisfied client for negligence; malpractice; slip and fall. Most employer-provided coverage does not cover you when you perform outside your job description or outside your workplace, nor does it cover a private practice. Without your own individual liability coverage you could find you are without legal protection (click here to view HTPA Professional & General Liability Coverage).

Whether you practice at home, in a facility or at a client's home, you can protect yourself against the costs and consequences of a lawsuit with Individual Professional and General Liability Insurance. Obtaining this coverage through HTPA assures you that you will have service by staff who are informed and understand your professional needs. Also, HTPA will always be advocating for you while continually striving to stay at the forefront of our rapidly growing profession, bringing you tips and updates on safe practice, as well as offering expanding business resources and support.

Three Insurance Levels Offered and Cost:

Annual HTPA Membership is required. New or renewal regular membership is $100 (Charter member renewal is $85)

• Student Member Liability ($115 annually)
  Coverage is for Healing Touch (and/or other modalities listed) students, that practice part time up to 6 hours per week. The cost is $115 annually (HTPA Membership required).
• Practitioner Member Liability ($140 annually)
  Coverage is for Healing Touch Practitioner (HTP) completed Level 5, Healing Touch Certified Practitioners (HTCP) and practitioners of other modalities listed. This covers full-time practice. The cost is $140 annually (HTPA Membership required).
• Instructor Member Liability ($240 annually)
  Coverage includes teaching classes from 10 to 99 students per class. The cost is $240 annually and includes the Practitioner Member cost. (HTPA Membership required)

Other Options:

• Additional Insured (Landlord or Loss Payee) is available upon request $10 per certificate administrative fee.
• Overnight mail of insurance certificate is $30 upon request administrative fee (street address required for delivery). Normally insurance certificates will be e-mailed. If e-mail is not available the certificate will be mailed first class. Please allow one week for processing.

HTPA Professional Liability and General Liability Coverage:

Comprehensive Coverage
If you are named in a lawsuit, an experienced attorney will represent you if needed. Whatever the outcome, this policy pays for legal fees, court costs, and any judgments involving claims or allegations in the following areas:

Additional Information: 

• No deductibles
• Liability coverage any place you work, such as an office, on site, seminar, convention, healthcare facility, spa and anywhere you travel in the United States
• Coverage in all 50 United States, US Territories, and US military bases (except Alaska residence)
• Coverage starts as soon as the application is approved
• Covers any incident that happens within your policy period, even if the claim is made years later and your policy has expired
• Additional Insureds available for your landlord or company. Cost $10.00 per certificate for additional insureds. Your policy will provide you with insurance as an individual. If your landlord or locations where you work require that they be listed on your certificate of insurance they can be added as an additional insured.

Modalities covered by the HTPA Member Liability Insurance Program:
(include but not limited to)

Subtle Energy

• Healing Touch
• Healing Touch For Animals (excl. Equine)
• Healing Touch Spiritual Ministry
• Acupressure
• Alexander Technique
• Applied Kinesiology
• Aura Healing & Aura Reading
• Barbara Brennan Healing Science
• Breathwork
• Bodytalk
• Clairvoyant Reader
• Color Therapy
• Craniosacral Therapy
• Crystal Healing
• Eden Energy Medicine
• EFT
• Energetic Healing (EH)
• Energy Balancing
• Energy Field Work
• Energy Tapping
• Esoteric Healing.
• Jin Shin Jyutsu
• Integrated Energy Therapy® (LET)
• Kinesiology
• LifeLine Technique
• Life Alignment
• Lionheart Institute's Energy Healing
• Magnified Healing
• Matrix Energetics
• Pranic Healing
• Polarity Therapy
• Psych-K
• Quantum Touch
• Reconnective Healing
• Reiki
• Rising Star Healing
• Rosen Method
• Shamballa Multi-Dimensional Healing
• Shamanic Healing
• Sound Healing
• Tapas Acupressure Technique (TAT)
• Thought Field Therapy (TFT)
• Therapeutic Touch
• Touch For Health
• Zero Balancing

  Verbal Modalities

• Guided Imagery
• Hypnotherapy
• Energy Psychology
• Health Coaching
• Laughter Leader
• Life Coaching
• Spiritual Counseling

  Massage Therapy

• Reflexology
• Amma Therapy
• Bowen Technique
• Hawaiian Bodywork
• Kripalu Bodywork

  Movement

• Feldenkrais Method
• Pilates
• Qigong
• T’ai Chi
• Yoga

  Subtle Energy of the Senses

• Aromatherapy
• Raindrop Therapy

  Assessment

• Biofeedback
• Iridology

  Other modalities may also be covered. Contact us if your modality is not listed.

We invite you to e-mail us with any inquiries you might have. We are dedicated to serving our members. Our goal is to provide the liability insurance you need as your professional practice evolves.