Professional Liability and General Liability Insurance Now Available Directly through HTPA!
Current Healing Touch Professional Association Membership is required to participate in the HTPA Liability Insurance Program (click here to view and print insurance application). Liability insurance available for U.S. residence only at this time.
Why Choose the Liability Insurance Program Offered through HTPA?
HTPA Member Liability Insurance Program has been specifically tailored for Healing Touch practitioners and instructors, including other related modalities (click here to view modalities covered).
As a Healing Touch practitioner, instructor, energy healer and/or other related health care provider you are exposed to the risk of having a claim (justified or not) filed against you by a dissatisfied client for negligence; malpractice; slip and fall. Most employer-provided coverage does not cover you when you perform outside your job description or outside your workplace, nor does it cover a private practice. Without your own individual liability coverage you could find you are without legal protection (click here to view HTPA Professional & General Liability Coverage).
Whether you practice at home, in a facility or at a client's home, you can protect yourself against the costs and consequences of a lawsuit with Individual Professional and General Liability Insurance. Obtaining this coverage through HTPA assures you that you will have service by staff who are informed and understand your professional needs. Also, HTPA will always be advocating for you while continually striving to stay at the forefront of our rapidly growing profession, bringing you tips and updates on safe practice, as well as offering expanding business resources and support.
Do I need to have Liability Insurance for my Healing Touch(or Energy Medicine) Practice?
This is a question you need to be asking yourself if you are seeing clients -- as a Level 3 or higher student, a practitioner with a private practice,an instructor, or a volunteer. Read More
Three Insurance Levels Offered and Cost:
Annual HTPA Membership is required. New or renewal regular membership is $100 (Charter member renewal is $85)
- Student Member Liability ($115 annually)
Coverage is for Healing Touch (and/or other modalities listed) students, Levels 3-5 that practice part time up to 6 hours per week. The cost is $115 annually (+ HTPA Membership current or new).
- Practitioner Member Liability ($140 annually)
Coverage is for Healing Touch Practitioner (HTP) completed Level 5, Healing Touch Certified Practitioners (HTCP) and practitioners of other modalities listed. This covers full-time practice. The cost is $140 annually (+ HTPA Membership current or new).
- Instructor Member Liability ($240 annually)
Coverage includes teaching classes from 10 to 99 students per class. The cost is $240 annually and includes the Practitioner Member cost. (+ HTPA Membership current or new)
- Additional Insured (Landlord or Loss Payee) is available upon request $10 per certificate administrative fee.
- Overnight mail of insurance certificate is $30 upon request administrative fee (street address required for delivery). Normally insurance certificates will be e-mailed. If e-mail is not available the certificate will be mailed first class. Please allow one week for processing.
CLICK HERE: TO APPLY FOR COVERAGE
CLICK HERE: TO RENEW YOUR COVERAGE
HTPA Professional Liability and General Liability Coverage:
Commercial General Liability (slip and fall on premises, etc.)
- $3,000,000 General Aggregate all coverages (other than products/completed operations)
- $3,000,000 Products/Completed Operations Aggregate
- $2,000,000 General Liability each occurrence limit
- $2,000,000 Professional Liability each occurrence (similar to malpractice)
- $2,000,000 Personal and Advertising Injury (protects you from suits involving libel, slander or wrongful invasion of privacy)
- $50,000 Fire Damage (Damage to Premises Rented to you)
Additional Information:
- No deductibles
- Liability coverage any place you work, such as an office, on site, seminar, convention, healthcare facility, spa and anywhere you travel in the United States
- Coverage in all 50 United States, US Territories, and US military bases (except Alaska residence)
- Coverage starts as soon as the application is approved
- Covers any incident that happens within your policy period, even if the claim is made years later and your policy has expired
- Additional Insureds available for your landlord or company. Cost $10.00 per certificate for additional insureds. Your policy will provide you with insurance as an individual. If your landlord or locations where you work require that they be listed on your certificate of insurance they can be added as an additional insured.
Main Exclusions: Equine treatment, sexual abuse/molestation, designated product exclusion include all products ingested or taken internally.
Modalities covered by the HTPA Member Liability Insurance Program:
(include but not limited to)
We understand that many practitioners in the Energy Medicine field have training in a number of modalities. You may receive coverage for a number of modalities provided you have a basis of training in a professional program that ensures that you are a safe practitioner.
Please list all modalities you seek coverage for on your application and include a Certificate of Class Completion/Participation for each. All applications are subject to HTPA administrative approval
Subtle Energy
- Healing Touch
Healing Touch For Animals (excl. Equine)
Healing Touch Spiritual Ministry
Acupressure
Alexander Technique
Applied Kinesiology
Aura Healing & Aura Reading
Barbara Brennan Healing Science
Breathwork
Bodytalk
Clairvoyant Reader
Color Therapy
Craniosacral Therapy
Crystal Healing
Eden Energy Medicine
EFT
Energetic Healing (EH)
Energy Balancing
Energy Field Work
Energy Tapping
Esoteric Healing.
Jin Shin Jyutsu
Integrated Energy Therapy® (LET)
Kinesiology
LifeLine Technique
Lionheart Institute's Energy Healing
Magnified Healing
Matrix Energetics
Pranic Healing
Polarity Therapy
Psych-K
Quantum Touch
Reconnective Healing
Reiki
Rising Star Healing
Rosen Method
Shamballa Multi-Dimensional Healing
Shamanic Healing
Sound Healing
Tapas Acupressure Technique (TAT)
Therapeutic Touch
Touch For Health
Zero Balancing
Verbal Modalities
Guided Imagery
Hypnotherapy
Energy Psychology
Health Coaching
Laughter Leader
Life Coaching
Spiritual Counseling
Massage Therapy
Reflexology
Amma Therapy
Bowen Technique
Hawaiian Bodywork
Kripalu Bodywork
Movement
Feldenkrais Method
Pilates
Qigong
T’ai Chi
Yoga
Subtle Energy of the Senses
Aromatherapy
Raindrop Therapy
Assessment
Biofeedback
Iridology
Other modalities may also be covered. Contact us if your modality is not listed.
It is easy to apply!
Just complete and mail or fax in your insurance application along with your payment.
CLICK HERE: TO APPLY FOR COVERAGE
CLICK HERE: TO RENEW YOUR COVERAGE
We invite you to e-mail us with any inquiries you might have. We are dedicated to serving our members. Our goal is to provide the liability insurance you need as your professional practice evolves.
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